Benefit Area 1 – Europe

You have the opportunity to select the cover area that best reflects your geographic area of need.

Benefit Area 2 – Worldwide Limited

Excluding the USA, Canada, China, Hong Kong, Macau, Japan, Singapore and Taiwan

Benefit Area 3 – Worldwide

Provides full cover, but premiums reflect the cost of care in different parts of the world.


insurance or not trainwreck

Health Insurance contra Calypso

(This article is in response to an opinion about health insurance for Cruisers on the sailingcalypso website.) Health Insurance for Cruisers Contra Calypso Subtitle: You don’t need Health Insurance if you’re Lucky! Let me disclose right from the start that I am a Canadian cruiser and have been in the international health insurance business for

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Covered but not! Check your health insurance!

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When the time comes are you properly covered! Okay you have international health insurance, ask yourself this, when the time comes are you covered properly? Easter this year I organised an Easter egg hunt for the children, we drew a map that covered all the important hiding spots in the yard, had some other parents

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insurance deductible, insurance excess

Health Insurance Deductible

Health Insurance Deductible A Health Insurance Deductible is the amount you must pay first before the policy starts reimbursing your expenses. The higher the deductible, the cheaper the health insurance premium enabling you to save money. There are two forms… The Annual Health Insurance Deductible: This structure is an annual amount which your claim expenses

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european health insurance card

European Health Insurance Card

The European Health Insurance Card (EHIC) is a travel insurance passport within Europe. By that I mean if you are resident in European Country A and a member of their National Health Insurance scheme, you can apply for the free European Health Insurance Card and use that in the Euro area for accident, illness and

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Left Stranded with International Health Insurance

Left Stranded with International Health Insurance How would you feel if you were left stranded with international health insurance policy? You had bought medical insurance and two years later you were diagnosed with bowel cancer and they denied the claim? The medical director of the insurer sent you a letter saying that “after reverse extrapolating the

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Why is health insurance important!

Why is health insurance important! The question could be asked for any type of insurance but the question ‘Why is health insurance important?’ has few parallels, as without our health insurance we can be left broken and broke. Roger Anthony bought into Protexplan medical insurance in 2008 and shortly thereafter, while horseback riding in Arizona,

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